If you’re ready to trade with XM, one of the most reputable online forex brokers, the first important step after registration is account verification. XM takes regulatory compliance seriously, and completing the KYC (Know Your Customer) process ensures that your account is secure and fully functional.
In this article, we’ll walk you through how to verify your XM account fast, what documents are needed, how long it takes, and tips to avoid delays.
✅ Why XM Account Verification Is Important
Before you start trading or withdraw funds, XM requires identity and address verification. This is to:
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Comply with global financial regulations
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Prevent fraud and identity theft
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Enable full access to all features, including deposits and withdrawals
👉 Unverified accounts can still log in but are limited in terms of deposits, trading, and especially withdrawals.
📋 Documents Needed for XM KYC Verification
XM requires two main types of documents:
1. Proof of Identity (POI)
Must include your full name, photo, date of birth, and expiry date.
✅ Accepted documents:
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Passport (preferred)
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National ID card (both sides)
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Driver’s license (both sides)
🛑 Make sure:
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The document is not expired
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All 4 corners are visible
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The image is clear and readable
2. Proof of Address (POA)
Must show your full name, address, and issue date (within the last 6 months).
✅ Accepted documents:
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Utility bill (electricity, water, gas)
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Bank statement
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Credit card statement
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Tax statement
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Residence certificate issued by a government body
🛑 The document must match the address you entered during registration.
📤 How to Upload Your Documents (Step-by-Step)
Follow these steps to verify your XM account quickly:
🟢 Step 1: Log in to XM Members Area
Go to https://www.xm.com and log in using your MT4/MT5 ID and the password sent to your email after registering.
🟢 Step 2: Click on “Upload Documents”
Inside the Members Area, you will see a section titled “Account Verification” or “Upload Documents”. Click to proceed.
🟢 Step 3: Upload Proof of Identity
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Choose the document type (passport, ID, or driver’s license)
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Upload the front (and back if required) as a clear image or PDF
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File size should be under 5MB
🟢 Step 4: Upload Proof of Address
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Choose your document
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Make sure the document is recent (not older than 6 months)
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Upload a clear image or scan
🟢 Step 5: Wait for Approval
Verification usually takes between 12–24 hours, but it may be faster if documents are clear and complete.
📧 You’ll get a confirmation email once your documents are approved.
🔍 How to Check Verification Status
You can check your account status in the Members Area:
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Verified: Your documents have been accepted and you can deposit/trade/withdraw freely.
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Pending: XM is still reviewing your documents (check back in a few hours).
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Rejected: Your documents didn’t meet the requirements — check the reason and re-upload.
🧠 Tips to Speed Up XM Verification
Want to avoid delays? Follow these tips:
✅ Use a passport if possible — it’s the fastest to verify.
✅ Make sure all text on your documents is clearly readable.
✅ Avoid screenshots; upload proper scans or photos.
✅ Use a utility bill or bank statement in your name for proof of address.
✅ Double-check that your address matches what you entered on XM.
🛑 Common Reasons for Verification Rejection
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Document is blurry or cropped
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Document is expired
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Name or address mismatch
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Uploading the wrong file (e.g., selfie instead of ID)
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Using a document older than 6 months (for proof of address)